Masterways Sacco Society Limited

Providing diverse, quality and efficient financial services to customers since 1996. Pamoja Twafaulu


A person of either gender shall be eligible for membership who possesses the qualifications as stipulated.

Our Loans

Benefit from any of the eight Masterways Sacco credit products to elevate your business or for personal use.

Mobile Banking

Make deposits and loan repayment via our Mpesa paybill 836700., Account Number- (Your Membership Number)

Welcome to Masterways Sacco

Masterways Non-withdrawable deposit taking Sacco was registered in November 1996 under the Cooperative Societies Act Cap 490 and held its first AGM in 1997. The pioneer founder members were the staff, clients and directors of Masterways Properties Ltd, the latter offers professional management services to real estate products investors. The original common bond comprised of property owners and staff of Masterways properties Ltd.  In the AGM held in 2016 members Resolved to expand the common bond to onboard other categories who are eligible to join as members which include; clients of other real estate agents with MOU with Masterways NWDT, corporates plus others as specified by the Society By-Laws.

Masterways NWDT Sacco has grown since inception from a membership of 15 members to currently over 1000. Our asset base is slightly under 500 million and deposits of 380 million. Fully paid up members are expected to have share capital of a minimum Ksh 22,000/= and maintain a monthly savings of not less than Ksh 2000/=.

Governance structure and leadership are key cog at Masterways Sacco. AGM is the supreme body which elect members to the Board and Supervisory. Currently, we have a board of nine members who are young, experienced and energetic. We have a robust supervisory committee of three who offer oversight. The day to day running of the operations is undertaken by a well-polished secretariat headed by a General Manager. 

Our Vision

To be the preferred financial institution providing credible and efficient solutions to its members in posterity.

Our Mission

To mobilize savings, provide timely financial solutions that create value alongside improvement of members’ welfare through prudent management and use of modern technology.

Core Values

– Integrity
– Servant Leadership
– Customer Centricity

– Teamwork
– Professionalism
– Continuous improvement

Our Numbers at a Glance
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News & Events

Silver Jubilee Celebration

We celebrated our silver Jubilee (25 Years) on 9th November 2021. We thank members for their continued commitment to Masterways Sacco Limited…..

Annual General Meeting 2020

Masterways Sacco conducted the Annual General Meeting both online and physical. Members were able to attend via a private link and contribute effectively to the meeting…..

Share Capital Increased

Kindly note the share capital was raised to Ksh. 18,000/= during the AGM. Start paying your share capital in installments.
Our Sacco Pay bill number is 836700.


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